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Locked-term investments

VIP Farmers

VIP Farmers is Min's locked-term investment product. Users commit funds for a defined period; the platform accrues daily interest until the lock completes. Partners query summaries server-side without holding user sessions for read-only portfolio views.

How it works

  1. 1

    Fund wallet

    User deposits via partner API and holds sufficient cash or crypto balance.

  2. 2

    Open position

    User enrolls in a VIP farmer product through the Min app or your embedded flow with user JWT.

  3. 3

    Daily accrual

    Interest accrues each UTC day for the lock duration. Platform fee applies on accruals.

  4. 4

    Maturity

    At lock end, principal and accrued yield return to the user's wallet per product rules.

  5. 5

    Partner API

    GET /v1/partner/users/:id/vip returns position summary, days accrued, and projected totals.

API access

Partner scope vip for GET /v1/partner/users/:id/vip. No separate user JWT guide required for read-only partner dashboards.

Typical flow

text
Fund user wallet
User enrolls via Min client (JWT)
GET /v1/partner/users/:id/vip for dashboard

Partners earn 5% commission on income from this program.

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